Based in Waterbury, CT. Licensed in Connecticut (NPN #21338095).
Comprehensive protection backed by top-tier carrier networks for Home, Auto, Commercial, and Life.
Two areas of coverage, placed through whichever carrier suits your situation.
Coverage for the things you own and the liability that comes with owning them.
Coverage that provides for the people who depend on you.
An independent producer is not tied to a single insurance company. I have access to multiple competing carriers, so I can compare their coverage and pricing for your situation and help you find the right fit.
If your needs change, or a carrier's terms do, I can look at the other carriers again without you having to start over with a new agent.
I place coverage through the Smart Choice® Agents Program (property, auto, and commercial) and Crump® Life Insurance Services (life and annuities). Which carriers are available depends on your ZIP code and situation, so your quote will name each carrier being compared.
I am a U.S. Army veteran and a licensed insurance producer based in Waterbury, Connecticut, authorized to write property, casualty, and life insurance across the state.
You work with me directly. I ask about what you need to protect, gather options from the carriers I represent, and explain the differences between them in plain language so the decision is yours to make.
My license can be verified with the Connecticut Insurance Department or through the National Insurance Producer Registry using the numbers shown here.
Jerome A. Stevens
Licensed Insurance Producer
Taking care of the people right in front of you, showing up for your own folks, and carrying steady grace into every consultation.
Jerome A. Stevens
Every answer here was written and approved in advance. Nothing is generated on the spot, so you never get a guess about your coverage.
Because I am not locked to a single company, I can shop your policy across multiple competing carriers to look for better pricing or stronger coverage. While no ethical producer can guarantee a lower rate before underwriting, having your current Declarations Page makes it easy to compare apples-to-apples.
Compare My Current PolicyTo get started on this site, you only need your name, contact info, and ZIP code. When we speak to run formal carrier quotes, it helps to have your current policy Declarations Page, driver’s license numbers and VINs (for auto), or basic property details (for home or business).
Request a ConsultationI place coverage through the Smart Choice® Agents Program for Property & Casualty and Crump® Life Insurance Services for Life and Annuities. Which carriers are available depends on your ZIP code and situation. During your review, I show you the exact carrier names, AM Best financial ratings, and policy terms side by side.
Request a Multi-Carrier QuoteI am a licensed resident producer in Connecticut (License #21338095, NPN #21338095). I can assist individuals, families, and businesses located anywhere in Connecticut.
Request a Connecticut QuoteBundling home (or renters/condo) and auto with the same carrier often unlocks a multi-policy discount and simplifies renewals. However, sometimes splitting them between two specialized carriers comes out ahead. As an independent producer, I check both ways for you.
Check Home & Auto Bundle OptionsAn umbrella policy provides an extra layer of liability protection (typically starting at $1 million) above your standard home and auto limits if you are sued after a serious accident. It is worth reviewing if you own a home, have savings to protect, or have teen drivers.
Ask About Liability & Umbrella CoverageTerm life covers you for a specific period (such as 10, 20, or 30 years) and is designed to provide high death-benefit protection at a lower cost while raising a family or paying off a mortgage. Whole life is permanent coverage designed to last your entire life and build cash value. Many families use one or a mix of both.
Compare Life Insurance OptionsAn annuity is a contract with an insurance company designed to help accumulate funds for retirement or convert a lump sum into a predictable stream of income. Because annuities have specific surrender schedules and terms, we review your timeline and goals carefully before recommending any contract.
Request an Annuity & Life ConsultationI help small and mid-sized businesses structure Business Owner’s Policies (BOP), General Liability, Commercial Property, and Commercial Auto coverage, as well as Key-Person life insurance for business owners.
Request a Commercial Insurance ReviewFor urgent claims, you can call the 24/7 carrier claims number on your policy ID card or declarations page, or reach out to me directly so I can help guide you through the process. For Certificates of Insurance (COIs), ID cards, or policy updates, use the contact form or call my office.
Request Policy Service or COIBecause every policy has specific terms, endorsements, and exclusions issued by the carrier, an online tool should never guess whether something is covered. Reach out directly and we will review your actual policy contract together.
Ask Jerome to Review Your PolicyI only display pre-approved answers here so you never get a guess about your coverage. Send that exact question to Jerome below or call directly for a real answer.
Tell me what you would like to insure and how to reach you. I will follow up to ask for the details a carrier needs.
He reviews your request personally. No call centers, no lead resellers.
For home or commercial, the property address and year built. The call takes 10 to 15 minutes.
Coverage limits, deductibles, and carrier pricing in plain language, and you choose in your own time.
Already have a policy placed through Jerome? Start here.
For emergencies or active claims, first call your carrier's 24/7 claims hotline, listed on your declarations page or ID card. You can also contact Jerome directly for claim advocacy and guidance.
Call (475) 222-7777Need a certificate of insurance (COI), a new ID card, or a change to your policy? Send the details and Jerome will take care of it.
Request policy serviceA coverage checkup before your renewal makes sure your limits still fit and gives time to compare other carriers.
Schedule a review